- Estimated impact
- ~$7M
- Delinquent customers
- ~50k
- Touches for likely payers before day 20
- ~15 → ~2
Analytics · Conn's HomePlus
Collections analytics
- Problem: ~50k delinquent customers; likely payers were getting ~15 touches before day 20.
- Action: Helped design a risk-based collections model (credit score + payment history into repay-probability buckets) and tuned contact-method weights. Email-responsive customers got email; phone effort went to low-likelihood buckets.
- Result: Likely payers went to ~2 touches, and an estimated ~$7M from higher collection rates and lower third-party text/chat spend.
- Risk segmentation
- Channel strategy
- Dashboards


